Remember the Advantages of Global Diversification

With US stocks outperforming non-US stocks in recent years, some investors have again turned their attention towards the role that global diversification plays in their portfolios.

While international and emerging markets stocks have delivered disappointing returns relative to the US over the last few years, it is important to remember that:

• Non-US stocks help provide valuable diversification benefits.

• Recent performance is not a reliable indicator of future returns.Review global diversification’s role in portfolios and the fourth quarter market report for more details.

This report is intended to be used for educational purposes only and does not constitute a solicitation to purchase any security or advisory services. Past performance is no guarantee of future results. An investment in any security involves significant risks and any investment may lose value. Refer to all risk disclosures related to each security product carefully before investing. Soundmark Wealth Management, LLC, its advisors and its affiliates do not provide tax or accounting services. This material has been prepared for informational purposes only and is not intended to provide, and should not be relied on for, tax or accounting advice. Please consult with your tax advisor prior to engaging in any transaction.