The Market Is Overvalued and the Bond Bull Market Is About to End

  KEY TAKEAWAYS Record high market valuations and a historically long bull market don’t necessarily mean a correction is imminent. A typical bear market results in a 24 percent decline, but those “losses” only become realized if you sell out. Don’t let emotion and media hype cloud your thinking during declines. Stick to your plan … Continued

Hoop/Investment Dreams

As March Madness begins, we would like to revisit an article from Soundmark principal and sports enthusiast, John Buller. His comparison of the beloved NCAA basketball tournament and the investment world is uncanny and highlights three principles to remember when filling out tournament brackets and building portfolios: Past performance is not indicative of future returns. … Continued

Hedge Fund Reality Part 2

In our last blog, we discussed the performance of hedge funds. Jonathan Clements continues to support our overrated hedge fund claims in a recent post. Investments that seem complicated aren’t always high performers. Our firm has always believed that building diversified portfolios using low-cost, tax efficient asset class and index funds was the best model … Continued

Horse Race - Hedge funds

Hedge Fund Reality

For some reason, investors are drawn to complicated investing strategies, and over the past twenty years, Hedge funds have been at the top of the “complicated” list. Hedge funds have traditionally had an aura of “sophistication” about them. A perusal of the daily financial news will highlight comments by some prominent hedge fund manager. Nevertheless, … Continued

Donor advised funds

Charitable Planning: Donor Advised Funds

KEY TAKEAWAYS For many people charitable giving consists of writing checks and giving cash to their favorite charities throughout their lives. However, there may come a time when you want to develop a more comprehensive charitable plan based on your long-term charitable goals, your estate and tax planning objectives, and your legacy. For those individuals … Continued

The New Tax landscape

Do You Have a Trump Card for the New Tax Landscape?

KEY TAKEAWAYS Don’t make any major decisions while we’re in a wait-and-see mode. But, that doesn’t mean you should duck your head in the sand. See the helpful charts at the end of this post. Tax changes are not permanent and proposed tax changes may look quite different from what is actually signed into law. … Continued

Estate Documents

Do All of Your Family Members Have Their Estate Documents in Order?

KEY TAKEAWAYS Everyone 18 and older should have a General Durable Power of Attorney, a Medical Power of Attorney, and a Healthcare Directive. These documents will spare your family tremendous stress if you become seriously ill or incapacitated. Without proper healthcare directives in place, family members can be put in the uncomfortable position of trying … Continued

World sStock market performance graph

Fourth Quarter and Annual Market Performance Report

The Fourth Quarter and Annual Market Report has been posted for your review. In the Power of the Markets article included in this report, Dimensional Fund Advisors encourages investors to avoid working against the markets but rather, pursue an investment strategy that “efficiently and effectively harnesses the extraordinary collective power of the market’s prices.”